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	<title>The Lower New York Insurance Blog</title>
	<link>http://insuranceblog.morrell-insurance.com</link>
	<description></description>
	<copyright>Copyright 2008</copyright>
	<pubDate>Mon, 17 Nov 2008 16:46:18 +0000</pubDate>
	<generator>http://wordpress.org/?v=1.2.2</generator>

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		<title>Are Credit Swaps Insurance?</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=95</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=95#comments</comments>
		<pubDate>Sat, 15 Nov 2008 14:44:19 +0000</pubDate>
		
	<category>Commercial Insurance</category>
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=95</guid>
		<description>Are CDS Insurance?Credit Default Swaps (CDS) are used as insurance for risk protection against defaults of bonds and mortages. Although they are like insurance they actually are not based on the same principles as insurance. Hence, they are not allowed to be sold as insurance. A slight diversion, rental car ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=95</wfw:commentRSS>
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		<title>ISDA, BIS - Credit Swaps Default Volumes - Credit Crises</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=94</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=94#comments</comments>
		<pubDate>Thu, 13 Nov 2008 23:06:16 +0000</pubDate>
		
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=94</guid>
		<description>Credit Default Swap (CDS) Volumes DecreasingCredit Default Swaps act as insurance for mortgages and bond defaults. Reduction in contract volume is considered positive since it should increase transparency. This reduction in contract volume is also known as compression. The Bank of International Settlement reported that the volume of credit-default-swap contracts outstanding ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=94</wfw:commentRSS>
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		<title>The Morrell Insurance November 2008 Newsletter</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=93</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=93#comments</comments>
		<pubDate>Fri, 07 Nov 2008 10:46:37 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=93</guid>
		<description>Introduction - Welcome!The Morrell Insurance Newsletter!This Newsletter is sponsored by Wm. E. Morrell Inc.(Morrell Insurance, founded in 1909) for the purpose of having our subscribers current on insurance news, products, and services. Although in harder times, it is difficult to reflect on blessings received throughout this year, our staff wishes ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=93</wfw:commentRSS>
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		<title>The Morrell Insurance October 2008 Newsletter</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=92</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=92#comments</comments>
		<pubDate>Sun, 26 Oct 2008 10:44:31 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=92</guid>
		<description>Introduction - Welcome! The Morrell Insurance Newsletter!This newsletter is sponsored by Wm. E. Morrell Inc.(Morrell Insurance, founded in 1909) for the purpose of having our subscribers current on insurance news, products, and services. Our staff hopes you had a Happy Columbus Day. Stay clear of Spooks, Goblins, Ghosts and all ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=92</wfw:commentRSS>
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		<title>Auto Insurance - Competitive Comparison Quotes and Best Practices</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=91</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=91#comments</comments>
		<pubDate>Sun, 26 Oct 2008 09:45:32 +0000</pubDate>
		
	<category>Auto Insurance</category>
	<category>Personal Lines</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=91</guid>
		<description>We all like to get the best deal for insurance coverages, and exploiting this need are competitive comparison website providers. These sites provide a service to a user to deliver multiple quotes from several carriers and brokers. These sites are typically providing Car insurance quotes.An UK regulatory body, the FSA ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=91</wfw:commentRSS>
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		<title>NY Regulation: Financial Guaranty Insurance Companies</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=90</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=90#comments</comments>
		<pubDate>Sat, 25 Oct 2008 10:21:26 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=90</guid>
		<description>Credit-Swaps and Insurance Insurers </description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=90</wfw:commentRSS>
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		<title>Helpful Insurance Information - Safety Tips</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=89</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=89#comments</comments>
		<pubDate>Thu, 23 Oct 2008 16:43:03 +0000</pubDate>
		
	<category>Auto Insurance</category>
	<category>Insurance General</category>
	<category>Personal Lines</category>
	<category>Homeowner Insurance</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=89</guid>
		<description>Insurance Information and Safey Tips! </description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=89</wfw:commentRSS>
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		<title>How to File an Insurance Claim</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=88</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=88#comments</comments>
		<pubDate>Tue, 21 Oct 2008 12:23:13 +0000</pubDate>
		
	<category>Auto Insurance</category>
	<category>Personal Lines</category>
	<category>Homeowner Insurance</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=88</guid>
		<description>Submitting a ClaimSubmitting a claim should be straight forward. An Independent Trusted Choice Agent will &amp;quot;stand by you until the claim is settled&amp;quot;. When selecting an agent for your insurance needs try to select one that has been in business for several years if not decades and an agent that ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=88</wfw:commentRSS>
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		<title>Insurance Companies - Insolvencies/Guaranty Funds</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=87</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=87#comments</comments>
		<pubDate>Mon, 13 Oct 2008 10:12:04 +0000</pubDate>
		
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=87</guid>
		<description>The regulation of insurance company solvency is a function of the state. State regulators monitor the financial health of companies licensed to provide insurance in their state through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations. When a company is found ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=87</wfw:commentRSS>
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		<title>Property and Casualty Insurers and Bailout</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=86</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=86#comments</comments>
		<pubDate>Wed, 01 Oct 2008 15:37:26 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=86</guid>
		<description>The Barron's financial paper with Yahoo posted today an article titled &amp;quot;Take Insurance Against a Bailout&amp;quot;. The article was suggesting that the property and casualty insurers may be in good shape since their exposure to the morgage industry is limited.ALONG WITH OTHER FINANCIAL STOCKS, property and casualty (P&amp;amp;C) insurers have ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=86</wfw:commentRSS>
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		<title>Mercury Insurance Summary</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=85</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=85#comments</comments>
		<pubDate>Sun, 28 Sep 2008 20:28:25 +0000</pubDate>
		
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=85</guid>
		<description>Morrell Insurance is proud to be an Mercury Insurance Agent. I thought it would be helpful to present to our subscribers an short overview of producst for this great insurance company. Best known for its affordably-priced auto insurance products, Mercury also offers several other personal and commercial lines of insurance. ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=85</wfw:commentRSS>
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		<title>Are Insurance Companies Solvent?- AIG as an Example</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=84</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=84#comments</comments>
		<pubDate>Sun, 28 Sep 2008 19:56:19 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=84</guid>
		<description>These are difficult times for Americans. We are all worried about our 401Ks, Pensions, Money Market Funds, Equity Investments and the solvency of our banking systems. How about our American Insurance companies? - Are our Annuities, Life Insurance, and Casualty Insurance products safe? These are troubling questions but there may ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=84</wfw:commentRSS>
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		<title>Travelers plans for Homeowner Policies growth</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=83</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=83#comments</comments>
		<pubDate>Wed, 24 Sep 2008 15:13:53 +0000</pubDate>
		
	<category>Personal Lines</category>
	<category>Homeowner Insurance</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=83</guid>
		<description>Travelers sells Homeowner Insurance through their appointed agents. Morrell Insurance is proud to be a Traveler Insurance Agent.Travelers, the nation's second largest personal lines carrier for independent agents, has plans homeowner insurance growth for 2008. To achieve it the company has two tools: a form targeting homeowners with high value ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=83</wfw:commentRSS>
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		<title>Progressive adds Commercial Auto Coverage</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=81</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=81#comments</comments>
		<pubDate>Wed, 24 Sep 2008 14:49:56 +0000</pubDate>
		
	<category>Commercial Insurance</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=81</guid>
		<description>Progressive Insurance Company distributes personal and commercial lines products by there network of about 30,000 agents. Morrell Insurance is proud to be one these agents.Progressive is offering truckers general liability and cargo protection in response to customer demand. Progressive is offering discounts for business auto risks for businesses with at least ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=81</wfw:commentRSS>
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		<title>Insurers recoup the Costs of Weight-loss Surgery</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=80</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=80#comments</comments>
		<pubDate>Thu, 11 Sep 2008 08:25:31 +0000</pubDate>
		
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=80</guid>
		<description>WASHINGTON (Reuters) - Insurers recoup the costs of weight-loss surgery within two to four years as obese patients become healthier and have fewer medical problems, researchers said on Wednesday. The findings show that bariatric surgery, an increasingly popular operation, benefits patients' health and saves money, according to Pierre-Yves Cremieux of ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=80</wfw:commentRSS>
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		<item>
		<title>The Morrell Insurance August and September Newsetter</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=79</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=79#comments</comments>
		<pubDate>Fri, 05 Sep 2008 07:28:27 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=79</guid>
		<description>Introduction - Welcome! The Morrell Insurance Newsletter!This newsletter is sponsored by Wm. E. Morrell Inc.(Morrell Insurance) for the purpose of having our subscribers current on insurance news, products, and services. Our staff hopes you had a Happy Labor Day Celebration.! Well, as &amp;quot;those lazey summer days&amp;quot; took hold of us ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=79</wfw:commentRSS>
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		<title>Premiums in The Garden State Dropping</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=78</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=78#comments</comments>
		<pubDate>Thu, 04 Sep 2008 14:36:15 +0000</pubDate>
		
	<category>Auto Insurance</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=78</guid>
		<description>Car insurance rates in New Jersey have dropped for three years consecutive years and are lower now than in 2002 according to a recent study.The statistics were presented by the Insurance Council of New Jersey. The council showed that the average cost for car insurance in 2007 was $1,032 lower ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=78</wfw:commentRSS>
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		<title>Steps to Reduce Hospital Infections</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=76</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=76#comments</comments>
		<pubDate>Thu, 04 Sep 2008 14:23:07 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=76</guid>
		<description>You may be fortunate to have medical coverage which covers your cost of medicine, Doctors and hospital proceduresÂ for your hospital stay. Did you know one out of every 20 patients in a hospital develop an infection? These infections can double your hosptial stay, make you seriously ill and even cause ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=76</wfw:commentRSS>
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		<title>Health Coverage does not Prevent Hospital Infections</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=75</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=75#comments</comments>
		<pubDate>Thu, 04 Sep 2008 13:58:24 +0000</pubDate>
		
	<category>Insurance News</category>
	<category>Insurance General</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=75</guid>
		<description>We all know the important of Health Care Coverage / Insurance is when we have an unfortunate health matter that confines us to a Hospital. Your chances of recovering from your illness in a hospital is not only dependent on your medicines, doctors and medical procedures which are covered by ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=75</wfw:commentRSS>
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		<item>
		<title>Morrell Insurance July 2008 Newsletter</title>
		<link>http://insuranceblog.morrell-insurance.com/index.php?p=74</link>
		<comments>http://insuranceblog.morrell-insurance.com/index.php?p=74#comments</comments>
		<pubDate>Fri, 18 Jul 2008 14:19:12 +0000</pubDate>
		
	<category>Insurance News</category>		<guid>http://insuranceblog.morrell-insurance.com/index.php?p=74</guid>
		<description>Introduction - Welcome! The Morrell Insurance Newsletter!This newsletter is sponsored by Wm. E. Morrell Inc.(Morrell Insurance) for the purpose of having our subscribers current on insurance news, products, and services. Our staff hopes you had a Happy Fourth of July Celebration and continue to enjoy the summer!Lowering your Car Insurance ...</description>
		<wfw:commentRSS>http://insuranceblog.morrell-insurance.com/wp-commentsrss2.php?p=74</wfw:commentRSS>
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